As a mortgage broker in Hawke's Bay, how do you get paid?

Our mortgage advisory service is completely free to you. We are paid a commission by the bank or lender you choose to go with after your loan is settled. This means you get expert, unbiased advice without any cost.

What is the first step to getting pre-approved for a mortgage in Napier?

The first step is a free, no-obligation chat with us. We'll discuss your financial situation, goals, and borrowing capacity. From there, we'll gather the necessary documents and manage the pre-approval application with the best-suited lenders on your behalf.

Can you help if I want to use my KiwiSaver for a first home deposit?

Absolutely. We are very familiar with the KiwiSaver First Home Withdrawal process and can guide you through the requirements and paperwork to ensure you can access your funds smoothly for your deposit.

Mortgages & Home Loans in Napier & Hawke's Bay

Ask us for a free initial consultation.

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Our service is TOTALLY FREE!

At Black & White, we understand the importance of getting the right mortgage advice, and we take pride in ensuring you’re guided through the lending process every step of the way.

As a local mortgage broker for Napier and greater Hawke's Bay, we have our finger on the pulse of the regional property market. Whether you’re a first-time buyer in Taradale or refinancing in Havelock North, we navigate the ins and outs of local lending to find the perfect solution for you. We work with all the major banks on your behalf, saving you time, stress, and money - because our expert service is completely free.

Our aim to is to find our clients the perfect mortgage solution and we work with the banks on your behalf to secure you the best approval possible. Saving you time, stress - and money - because our service is completely free.

Click here to contact the team for a no-obligation consultation today.

Reliable mortgage insights from an expert mortgage broker you can rely on!

First Home Buyers

Refinancing or Fixing

Debt Consolidation

Personal Loans

Interest Rate Options

Types of Loan

The right advice,

right now.

As you can see the team at Black & White deliver the full spectrum of accounting, mortgage and insurance services and are committed to providing these to our clients with enthusiasm, integrity and excellence. We are waiting for you to contact us, trusted Napier accountants, so we can start solving any accounting troubles you might have as soon as possible.

As a mortgage broker in Hawke's Bay, how do you get paid?
Our mortgage advisory service is completely free to you. We are paid a commission by the bank or lender you choose to go with after your loan is settled. This means you get expert, unbiased advice without any cost.
What is the first step to getting pre-approved for a mortgage in Napier?
The first step is a free, no-obligation chat with us. We'll discuss your financial situation, goals, and borrowing capacity. From there, we'll gather the necessary documents and manage the pre-approval application with the best-suited lenders on your behalf.
Can you help if I want to use my KiwiSaver for a first home deposit?
Absolutely. We are very familiar with the KiwiSaver First Home Withdrawal process and can guide you through the requirements and paperwork to ensure you can access your funds smoothly for your deposit.

"Working with Black and White Mortgages was an absolute pleasure from start to finish. They were professional, knowledgeable, and incredibly responsive throughout the entire mortgage process. From our first consultation, they took the time to understand my financial goals and explained every step clearly, making the complex feel simple.

What stood out most was their ability to find a loan option that was perfectly suited to my needs, securing a great rate with terms that worked well for me. They were always just a phone call or email away, and I never felt left in the dark.

Thanks to Nicola and Marianne, I was able to purchase my home with confidence and peace of mind. I highly recommend their services to anyone looking for a dedicated and trustworthy mortgage broker!"

Dwain la flame

"It is my great pleasure to recommend Black & White's Marianne Greyling as a financial advisor, Marianne was well presented and very informative and catered to our needs, her advice was top tier, I was always informed throughout the process, she was very clear on the advice that was given and not once did I feel that our needs weren't being met or listened to, I'm glad to say we got there in the end and are extremely happy with the outcome. We would gladly recommend to everyone. Thank you again and will most definitely keep in touch."

Tamara Pakoti and Quentin Tipene