Mortgages & Home Loans

Ask us for a free initial consultation.

A white background with an orange ampersand on it.

Our service is TOTALLY FREE!

At Black & White, we understand the importance of getting the right mortgage advice, and we take pride in ensuring you’re guided through the lending process every step of the way.

Whether you’re ready to hop on the property ladder, making a move, looking for an investment, or thinking about a top-up, we’re here to help with the ins and outs of buying and selling. When it comes to being in the know, we’ve got the know-how you need for everything from Kiwisaver, debt consolidation, personal loans, and even topping up your mortgage if you need extra funds.

Our aim to is to find our clients the perfect mortgage solution and we work with the banks on your behalf to secure you the best approval possible. Saving you time, stress - and money - because our service is completely free.

Click here to contact the team for a no-obligation consultation today.

Reliable mortgage insights from an expert mortgage broker you can rely on!

First Home Buyers

Refinancing or Fixing

Debt Consolidation

Personal Loans

Interest Rate Options

Types of Loan

The right advice,

right now.

As you can see the team at Black & White deliver the full spectrum of accounting, mortgage and insurance services and are committed to providing these to our clients with enthusiasm, integrity and excellence. We are waiting for you to contact us, trusted Napier accountants, so we can start solving any accounting troubles you might have as soon as possible.

"I’d like to share our positive experience working with Black & White who helped us arrange a mortgage for our rental property. From the start, Craig demonstrated a solid understanding of the mortgage market and took the time to explain various options available to us. His approach made the process much more manageable.

Throughout our interactions, Craig was consistently responsive and willing to address any questions we had. He guided us in choosing the right mortgage solution that fit our financial goals without pressure or rush. This made us feel comfortable and confident in our decisions.

Overall, we found Craig to be a reliable and knowledgeable broker. We really appreciate his support in helping us secure a mortgage for our rental property and would recommend his services to anyone looking for assistance in the mortgage process."

Chris and Carrie Taylor

"When looking at purchasing our first home, we were daunted by the process of approaching the banks ourselves. This is when we approached Craig at Black and White Mortgages. From start to finish, Craig made the process easy, answering our questions, and valuing our needs as first-home buyers. Craigs knowledge and experience in the banking industry was evident during the whole process. His advice, and ability to communicate each step clearly gave us confidence we were making informed decisions about our mortgage

If your looking for a stress free process, We highly recommend using Craig!!"

Ben Darroch and Katie Cully

“Craig provided us with knowledgable and extensive advice throughout our mortgage process. He worked with us on our goals and provided multiple options for us to choose from in order to achieve them. Our needs changed several times over the course of the process, with multiple offers and changing our minds, but nothing was too much trouble for Craig and he provided exactly what we needed with fast and professional communication. We felt extremely comfortable making the decisions we needed to make with Craig’s guidance and expertise. We highly recommend Craig to anyone looking for advice right through to securing finance. We will 100% be using Craig’s services again when needed.”

Hannah and Mark Giddens

"Craig made the mortgage process an absolute breeze for me. His patience and diligence were evident every step of the way, and he always took the time to explain the details in a way that was easy to understand. I felt confident and well-supported throughout, knowing that Craig had everything under control.

I would highly recommend Craig to anyone looking for a mortgage broker who is not only knowledgeable but also genuinely invested in helping you achieve your goals. I couldn't have asked for a better experience!"

Liam McGillivray

"I ran into Craig at a time where I was becoming swamped with information as it came time to re fix and refinance my lending .

He listened to my needs and talked me through the process and managed to break down the information into “layman’s terms”.

Craigs in depth knowledge of the banking world combined with his relaxed manner enabled me to make clearly informed decisions on the multitude of options that were available .

I would absolutely recommend Craig if anyone was needing assistance with their lending "

Carl & Kerryn Caccioppoli

"Working with Black and White Mortgages was an absolute pleasure from start to finish. They were professional, knowledgeable, and incredibly responsive throughout the entire mortgage process. From our first consultation, they took the time to understand my financial goals and explained every step clearly, making the complex feel simple.

What stood out most was their ability to find a loan option that was perfectly suited to my needs, securing a great rate with terms that worked well for me. They were always just a phone call or email away, and I never felt left in the dark.

Thanks to Nicola and Marianne, I was able to purchase my home with confidence and peace of mind. I highly recommend their services to anyone looking for a dedicated and trustworthy mortgage broker!"

Dwain la flame