Black & White Accounting

Phone: +64 6 834 0771

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MENU
  • Home
  • Meet the Team
    • Kirsten Wise
    • Simon Hankins
    • Dave Cheetham
    • Karrie Stephens
  • Accounting
    • Key Dates
    • Tax Facts >
      • ACC Premiums
      • Depreciation Allowances
      • Entertainment
      • Fringe Benefit Tax
      • Gifting
      • Goods & Services Tax
      • GST & E-Commerce
      • Kiwisaver
      • PAYE on Salaries & Wages
      • Provisional Tax
      • Resident Withholding Tax
      • Tax Credits (formerly rebates)
      • Taxpayer Penalties
      • Working for Families Tax Credits
    • FAQ's
    • PaySauce
    • Accounting Testimonials
  • Insurance
    • Insurance Testimonials
  • Mortgages
    • Home Loans - Buying or Selling
    • First Home Buyers
    • Refinancing or Fixing
    • Debt Consolidation
    • Personal Loans
    • Interest Rate Options - Fixing or Floating
    • Types of Loans
    • The Costs
    • Mortgage Tips
    • Moving House Checklist
    • Mortgage Testimonials
  • Real Estate
  • Checklists
    • Individual Checklist
    • Business or Trust Checklist
    • Rental Checklist
    • Farming Checklist
    • Short Term Rental & AirBNB Checklist
  • News & Updates
  • Pay your invoice now
  • Contact

Mortgage Testimonials

Karrie from Black & White Mortgages has done a fantastic job helping us with our mortgage over the past couple of years.

In an industry that can be overwhelming for some, Karrie has a unique ability to explain more complicated detail in a simple and friendly manner which takes away the unwanted stress of mortgage hunting.. She maintains a professional, hassle free approach and Karrie's passion and excitement for her clients really makes you feel valued.

For anyone seeking straightforward and easy mortgage advice they can trust, we would strongly encourage you to go and see Karrie today!
- Will Hockings and Eloise Angus


When we were ready to buy our first house my husband and I had no idea how to go about it.  We were given conflicting advice from everyone and it was all very confusing.  We decided to contact a mortgage broker and found Karrie.
 
Karrie was amazing, she took care of everything from start to finish leaving us to do the important things like house hunting and moving.  With great communication Karrie was able to talk us through each step and negotiate with the bank gaining us a suitable mortgage with great conditions.  
 
In the middle of the sale going through our little boy got sick and ended up at Starship Hospital.  Karrie was able to juggle and organise all the extra bits so we could still get our house.  She also sorted out the best insurance policies for our family.Since our house purchase she has also surprised our family with acts of kindness, sincerely caring about our sick child and family situation.
 
​
Karrie was so incredible, her relaxed nature, knowledge and professionalism made it easy to trust her.  We felt so comfortable having her on our team and knew she did her very best to make things work for us.
-  Sarah and Angus Solomon


Karrie assisted us with our first home purchase and mortgage.  We were somewhat 'green' as to how it all works but Karrie's extensive knowledge and advice was invaluable and enabled us to make informed and sensible decisions.  We especially appreciated Karrie's excellent communication skills, particularly her ability to explain matters in a clear and concise way. Our emails and phone calls were always answered promptly and no question was too trivial. 

What could have been an extremely stressful process was easy and trouble-free.  Thank you!
- Bec and John Wharerau


Black and White Mortgages has been a great help with us evaluating our mortgage and ensuring we got the best possible deal we could when refinancing.  The process was easy and we will be sure to use them again in the future.
- Nicki and Nick Porter


Karrie made it so easy and got a way better deal for us than we had been able to achieve dealing directly with the bank. We have no hesitation in recommending her and give her a 12 out of 10 to both her service and mortgage advice.
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- Alan and Julie Wilson
Black and White Mortgages has been a great help with us evaluating our mortgage and ensuring we got the best possible deal we could when refinancing.  The process was easy and we will be sure to use them again in the future.

​- Nicki and Nick Porter
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Get in Touch

Phone: (06) 834 0771
Fax: (06) 834 0773
Email: [email protected]
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5 Carlyle Street, Napier South, Napier 4110, New Zealand​

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PO Box 480
Napier 4110
New Zealand
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