Napier & Hawke's Bay Accountants, Mortgage & Insurance Advisors.

It’s all here in Black & White.

Accounting. Mortgages. Insurance.

Welcome to Black & White, where you’ll find everything you need to succeed. From insurance cover to mortgage advice, accounting to payroll services, farming to finance and more. We’re big enough to count and small enough to care, right here in Hawke’s Bay.

Contact Us Today

Our Commitment to you in Black & White.

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We speak your language

no jargon, no smoke and mirrors, just straight-up advice.

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We don’t charge to chat

so if you have any questions we’re just a phone call away. 

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We take the time to understand your needs

and we’ll work with you to help you succeed. 

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We quote upfront

so there are no surprises when you get your invoice. 

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We offer complete certainty

on delivery timeframes.

We’re here to help in whatever way we can with solutions delivered in language you understand - with no hidden fees, and no long waits for appointments - just trusted advice from our approachable team of experts. 

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Accounting


Established in 2010 to offer a fresh approach to accounting in Hawke’s Bay, B&W bring together a team of experts to deliver personalised accounting advice that puts you, the client, first.


Find out more here →

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Mortgages


When it comes to your home lending needs, B&W Mortgages are here to help, making sure to explore all the options to bring you the best solution.


So, if you’re after mortgage advice that makes sense and minimises stress 
Click Here →

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Insurance


At B&W Insurance, we take the time to talk so we can make sure that the cover you choose is working for you. To find out what we offer or to book a no-obligation consultation, Click Here →

We’re here to help


At Black & White, our goal is to provide you with complete certainty in all aspects of your accounting, insurance and mortgage needs, and we are committed to offering solutions with expertise, integrity and excellence. So if you’re looking for a team you can trust, or have any questions about any of the above, get in touch today.

Contact Us Now
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After finally having enough of my accountant telling me what I couldn’t do, I approached the team at Black & White with a message that I wanted an accountant to help me figure out what I can do. For the last 15 years that is exactly what has happened. Whether it is EOY accounts, purchasing or selling a business, tax planning or something left of field, B&W have been with me every step of the way with brilliant, timely help and advice.


- Matt Epplett – The Armoury Access Hire

Our Core Accounting Services in Hawke's Bay

Business Accounting & Tax

We simplify your end-of-year accounts, GST returns, and tax obligations, ensuring you're compliant and maximising your returns. Perfect for small businesses, contractors, and sole traders in Napier and across the Bay.


Rental Property Accounting

Make managing your investment property easier. We handle all the financial reporting and tax requirements for your rental properties.


Farming & Agri-Business

We understand the unique challenges of the agricultural sector. We offer specialised accounting and financial advice for farmers and agri-businesses in Hawke's Bay.


  • Where are you located?

    Our office is conveniently located at 5 Carlyle Street in Napier, and we proudly serve clients across the entire Hawke's Bay region.


  • What accounting software do you work with?

    We are certified partners with Xero and are experienced with a wide range of accounting software to suit your business preferences.

  • Why should I choose a local Napier accountant?

    Working with a local accountant means you get personalised service from someone who understands the Hawke's Bay business landscape. We're always just a local call or a short drive away for face-to-face meetings.